Skip to content
Policy Ocean — Simplified Life Insurance

Every kind of coverage, compared honestly.

Not sure which type fits? Start with the comparison below, or check your rates and we'll show term and permanent options side by side.

TypeLastsCostCash valueBest for
Term life10–30 yearsLowestNoIncome replacement, mortgage, kids
Whole lifeLifetimeHighGuaranteedLegacy, estate, permanent needs
IULLifetimeMedium–highIndex-linked, 0% floorTax-advantaged growth
Final expenseLifetimeLow (small benefit)SmallFuneral and final bills, ages 50–85

See your rate in about two minutes.

No phone number needed to see your estimate. Compare 50+ carriers, then talk to a licensed advisor only if you want to.