Introduction

Welcome to Policy Ocean. We value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your information when you interact with our lead generation website and services. By using Policy Ocean, you agree to the terms of this Privacy Policy.

Information We Collect

Personal Information

When you use our website, we may collect personal information, including but not limited to:

  • Name
  • Phone number
  • Email address
  • Address
  • Date of birth
  • Information related to your insurance needs

Non-Personal Information

We also collect non-personal information such as:

  • Browser type
  • IP address
  • Pages visited on our website
  • Time spent on each page
  • Referral source

How We Use Your Information

Providing Services

We use your personal information to connect you with licensed life insurance agents who can provide you with a free quote. You are not obligated to purchase anything from these agents.

Improving User Experience

Your information helps us improve our website and services by understanding user behavior and preferences.

Communication

We may use your contact information to communicate with you regarding our services, updates, and promotional offers.

Legal Compliance

We may disclose your information to comply with applicable laws, regulations, and legal processes.

Sharing Your Information

With Licensed Agents

We share your personal information with licensed life insurance agents who will provide you with quotes. These agents are required to protect your information and use it solely for the purpose of providing quotes.

Third-Party Service Providers

We may share your information with third-party service providers who assist us in operating our website and conducting our business. These providers are obligated to protect your information and use it only for the purposes specified by us.

Legal Obligations

We may disclose your information to comply with legal obligations, including responding to lawful requests by public authorities.

Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Your Rights and Choices

Access and Update

You have the right to access and update your personal information. You can contact us to review and correct any inaccuracies.

Opt-Out

You can opt-out of receiving promotional communications from us by following the unsubscribe instructions included in each communication or by contacting us directly.

Do Not Track

Policy Ocean does not respond to “Do Not Track” signals from your browser. However, we adhere to the privacy standards described in this policy.

California Privacy Rights

California Consumer Privacy Act (CCPA)

Under the CCPA, California residents have the right to:

  • Request information about the categories and specific pieces of personal information we have collected about you.
  • Request deletion of your personal information, subject to certain exceptions.
  • Opt-out of the sale of your personal information.

To exercise these rights, please contact us using the information provided below.

Shine the Light Law

California’s “Shine the Light” law permits residents to request and obtain information about the personal information we have disclosed to third parties for their direct marketing purposes in the preceding calendar year. To make such a request, please contact us using the information provided below.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, and other factors. When we make changes, we will update the “Effective Date” at the top of this policy. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Policy Ocean
3131 Camino Del Rio, Suite 1680
San Diego, CA 92108
Email: contact@policyocean.com
Phone: 877 841 0987

Thank you for choosing Policy Ocean. We are committed to protecting your privacy and ensuring a safe and secure experience on our website.

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